The Commonwealth National Bank is a business credit card from Commonwealth National Bank. Application typically pulls a credit report from TransUnion. The annual fee is No annual fee (terms print "Annual Membership Fee: None"). The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (APR for purchases; terms accurate as of 10/2026) after a Business Real Rewards: 0% introductory APR for the first 6 billing cycles introductory rate. Signup bonus: 2,500 bonus points (worth up to $25). Rewards: Simple, easy rewards 1.5X points Per $1 spent on all other eligible purchases 2,500 bonus points (worth up to $25) After your first purchase 5.5X points On prepaid hotels and car rentals booked directly in the Travel Center when you use your card No cap on rewards There's no cap on the number of points you can earn, and you have five years to redeem for rewards..