The Consolidated Community Credit Union is a personal credit card from Consolidated Community Credit Union. The ongoing APR is VISA Signature Rewards Variable 11.65% - 15.90% (cash advance fee: 3% of Amount Advanced) APR (AS LOW AS), Rates as of: September 16, 2026. Rewards: Earn 1 point for every $1 you spend; choose from thousands of rewards redemption options. This product reports activity to your personal credit report.