The Community First Credit Union is a auto loan from Community First Credit Union. The ongoing APR is New Auto Loan 4.49% to 14.94% APR by credit score band and term (0 to 36 up to 85 to 96 months); as low as 4.49% (Effective: October 18th, 2026). Loan terms: 0 to 36 months up to 85 to 96 months.