The Community First Credit Union is a home equity loan from Community First Credit Union. The ongoing APR is MAX 70% CLTV 7.00% (*7.53% APR); MAX 80% CLTV 8.00% (*8.54% APR); add 0.75% for non-owner-occupied properties. Typical credit limit: LOAN AMOUNTS $15,000-$500,000. Loan terms: Payments amortized over 120 months.