The Community First Credit Union is a auto loan from Community First Credit Union. The ongoing APR is Motorcycle and ATV 7.59% to 12.84% APR by credit score band and term (up to 36 to 84 months) (Effective: October 18th, 2026). Typical credit limit: Minimum loan amount by term: $5,000 (up to 36 months), $10,000 (up to 60), $20,000 (72), $30,000 (84). Loan terms: up to 36 months to 84 months.