The Community First Credit Union is a home equity loan from Community First Credit Union. The ongoing APR is MAX 70% CLTV 7.50% (*7.81% APR); MAX 80% CLTV 8.50% (*8.83% APR); add 0.75% for non-owner-occupied properties. Typical credit limit: LOAN AMOUNTS $15,000-$500,000. Loan terms: Payments amortized over 240 months.