The Community Credit Union Florida is a personal credit card from Community Credit Union Florida. The annual fee is NO annual fee. The ongoing APR is Purchase APR As low as 15.24%; Balance Transfer APR As low as 15.24%; Cash Advance APR As low as 15.24% (effective September 24, 2026); the page also says Platinum Rewards Cards range from 15.24-21.50% APR. Rewards: Earn one (1) point for every net dollar spent* (and more with special Bonus Point offers!); ScoreCard Merchandise and Travel Rewards; earn cash back in the form of a credit on your card statement.