USDA mortgage — Commerce Bank

USDA mortgage — Commerce Bank is a mortgage from Commerce Bank. Approval typically requires a credit score of Minimum 640 FICO® Score or higher.

Other Commerce Bank cards & products

• Real Estate Loans — Business Loan
• SBA 7(a) Loan — Business Loan
• Jumbo (non-conforming) mortgages — Mortgage
• Fixed-rate mortgages — Mortgage
• Adjustable-rate mortgages (ARMs) — Mortgage
• Neighborhood Connection® Budget Booster® Loan — Mortgage
• Lines of Credit — Business Line of Credit
• VA fixed-rate mortgage — Mortgage

Sources & citations

• Apply link, Product name, Product type, Credit score, Other conditions, How to apply, Eligibility: https://www.commercebank.com/personal/borrow/mortgages/home-loan-types/affordable-financing-and-down-payment/usda-mortgage-loan
• Lender name, Issuer: https://www.commercebank.com/
• Lender website: https://api.fdic.gov/banks/institutions?filters=CERT:24998&fields=NAME,CERT,WEBADDR,ACTIVE
• Credit bureau: https://selling-guide.fanniemae.com/sel/b3-5.2-01/requirements-credit-reports (checked 2026-10-19)