The Cooperativa de Ahorro y Crédito de Isabela is a personal loan from Cooperativa de Ahorro y Crédito de Isabela. The ongoing APR is Interest rates from 5.95% APR and up to 15 years to repay.. Typical credit limit: up to $50,000. In addition, we can offer further personal loans with the possibility of requesting up to $7,000.. Loan terms: repayment term of up to 15 years.