The Community Housing Services Agency is a business loan from Community Housing Services Agency. Typical credit limit: HUD Designated Low-and Moderate-Income Neighborhoods: Up to $20,000 per dwelling unit. Other Neighborhoods: Up to $10,000 per dwelling unit.. Loan terms: Term-up to 5 years. Estimated payment $386.66 ($20,000 at 6% for 60 mos.) in LMI neighborhoods; $193.33 ($10,000 at 6% for 60 mos.) in other neighborhoods..