The Community Capital New York is a business loan from Community Capital New York. The ongoing APR is Interest Rate: 5.5% fixed. Approval typically requires a credit score of Minimum Credit Score: 600 FICO or higher. Typical credit limit: Loan Amounts: $50,000–$1,000,000. Advance Rate: Up to 30% of contract or PO value. Loan terms: Term: 3–24 months. Repayment: Assignment of proceeds from contract payments.