The Community Development Resources is a business loan from Community Development Resources. The ongoing APR is The rate on SBA loans under $10,000 is 8.50%; for loans $10,000 and over is 7.75%.. Approval typically requires a credit score of Borrower must have reasonable credit, or have demonstrated a willingness to repay debt by rectifying past credit problems. or higher. Typical credit limit: Available in amounts from $1,000 to $50,000. Loan terms: a term from 1 to 6 years.