The City First Bank, N.A. is a business credit card from City First Bank, N.A.. Application typically pulls a credit report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a Business Real Rewards: 0% introductory APR for the first 6 billing cycles introductory rate. Signup bonus: 2,500 bonus points (worth up to $25) after your first purchase. Rewards: 1.5X points per $1 spent on all other eligible purchases; 5.5X points on prepaid hotels and car rentals booked directly in the Travel Center.