The Chickasaw Community Bank is a personal credit card from Chickasaw Community Bank. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.99% to 28.24% (variable; Prime Rate based) after a 0% introductory APR on purchases and balance transfers introductory rate. Signup bonus: 15,000 points (worth up to $150) when you spend $500 within the first 90 days. Rewards: 4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter; 2X points at grocery stores, gas stations and EV charging stations, and eligible streaming services; 1X points on all other eligible purchases.