Visa Signature® College Real Rewards Card — Chickasaw Community Bank is a personal credit card from Chickasaw Community Bank. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.99% to 28.24% (variable; Prime Rate based) after a 0% introductory APR on purchases and balance transfers introductory rate for 6 months. Signup bonus: 2,500 points (worth up to $25) after your first purchase. Rewards: 1.5X points per $1 spent on all eligible purchases.