Home Appliance Loan Program — Chautauqua Opportunities for Development, Inc. (CODI) is a personal loan from Chautauqua Opportunities for Development, Inc. (CODI). Typical credit limit: CODI does not form a base amount at the time of application. Instead, CODI looks at what appliance(s) the individual needs and then establishes a maximum amount CODI can lend based on the individual's financial situation and the average cost of the appliance(s)..