The Carver Federal Savings Bank is a business credit card from Carver Federal Savings Bank. Application typically pulls a credit report from TransUnion. The annual fee is No annual fee (Annual Fee: None). The ongoing APR is After that, 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a 0% introductory APR for the first 12 billing cycles introductory rate. Signup bonus: $500 cash back when you spend $5,000 within the first 150 days. Rewards: 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less), cell phone service providers, office supply stores and dining; 1% cash back per $1 spent on all other eligible purchases; 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center.