The Capital Impact Partners is a business loan from Capital Impact Partners. The ongoing APR is Fixed based on Treasury rate corresponding to loan term + 4 - 5% spread for loans with no draws. Floating based on 30-day SOFR + 3.5 - 4.5% for loans with draws.. Typical credit limit: Non-operating properties: $500,000 to $15,000,000; Operating properties: $500,000-$20,000,000. Loan terms: Up to 3 years plus up to two 1-year extensions (5 -years total) for non-operating properties. Up to 10 years for operating properties. Interest only for most loans. Operating properties may require amortization, up to 25-30 years..