The Coastal Community Capital is a business loan from Coastal Community Capital. The ongoing APR is SBA 504 LOAN RATES * 10 YEAR FIXED 6.57%; 20 YEAR FIXED 7.16%; 25 YEAR FIXED 7.21%; DEBT REFI 20 YEAR FIXED 7.16%; DEBT REFI 25 YEAR FIXED 7.21% (“All in Rate” calculated by adding the note rate and servicing fees for loans authorized on or after Oct. 1, 2025). Typical credit limit: Projects from $150,000 to $25 million. Loan terms: 10-year term for equipment and 20- to 25-year term for commercial real estate, ensuring no balloon payments. Interest rates are low and fixed for the life of the loan..