The California Coastal Rural Development Corporation is a business loan from California Coastal Rural Development Corporation. The ongoing APR is Variable rates tied to National indices on production loans. Rates on farm ownership and term loans are also tied to National indices but can reset every 5 years.. Typical credit limit: $10,000 to $2,251,000. U.S.D.A. may reset maximum loan amount annually.. Loan terms: Dependent upon loan purpose, operating loans are generally 12-18 months. Real estate loans up to 30 years..