The California Capital Financial Development Corporation is a business loan from California Capital Financial Development Corporation. The ongoing APR is Loan interest rates are up to 9.75%. Typical credit limit: Microloans up to $50,000. Loan terms: Loan terms can range from 5-7 years, and there are no penalties for early repayment of loans. All loans will be fully amortized, which means that they require payments of the same amount each month. Automatic withdrawal (ACH) is required for all payments..