The Central Willamette Credit Union is a personal loan from Central Willamette Credit Union. The ongoing APR is Personal Loan (effective October 1, 2026): up to 60 months 10.75% - 22.25%; 61-72 months 12.50% - 22.25%. Typical credit limit: Between $2,500 and $50,000. Loan terms: Repayment periods up to 72 months.