The OceanAir Federal Credit Union is a auto loan from OceanAir Federal Credit Union. The ongoing APR is APR as low as 7.65% (36 months or less), 7.90% (49-60 months), 8.15% (61-72 months). Loan terms: 36 Months or less; 37-48 Months; 49-60 Months; 61-72 Months.