The Carter Credit Union is a auto loan from Carter Credit Union. The ongoing APR is Boats and RV's Terms Rates As Low As: Up to 48 Months 8.18% APR*; 49 to 60 Months 9.33% APR*; 61 to 72 Months 9.83% APR*; 73 to 96 Months 10.59% APR*; 97 to 144 Months 11.83% APR*; 145 to 180 Months 13.51% APR* (Rates effective as of 9/25/2025). Loan terms: Up to 48 Months through 145 to 180 Months.