The Carver Federal Savings Bank is a business loan from Carver Federal Savings Bank. The ongoing APR is Max interest rate of 5%. Approval typically requires a credit score of Minimum FICO score of 600 or higher. Typical credit limit: Loans from $10,000 to $100,000 (Minimum Loan Amount: $10,000; Maximum Loan Amount: $100,000). Loan terms: Up to a 10-year maturity period; No principal or interest payments for the first 12 months; Fully amortized.