The Carolina Foothills Federal Credit Union is a auto loan from Carolina Foothills Federal Credit Union. The ongoing APR is Used Boat/Watercraft: Up to 36 Months 9.24%; 37 - 48 Months 9.49%; 49 - 60 Months 9.74%; 61 - 72 Months 9.99%; Over 73 Months 10.24% (Last Modified: June 18, 2026). Loan terms: Up to 36 Months through Over 73 Months.