The Cardinal Credit Union is a auto loan from Cardinal Credit Union. The ongoing APR is Used Auto/Truck 2022 - 2025: 48 Mo. as low as 5.2400% APR; 60 Mo. 5.2400%; 72 Mo. 5.7400%. 2017-2021: 48 Mo. 6.2400%; 60 Mo. 6.2400%; 72 Mo. 6.7400%. Loan terms: 48 Mo., 60 Mo., 72 Mo..