The CapEd Credit Union is a personal loan from CapEd Credit Union. The ongoing APR is Loan Amount $500.00+ Loan Term Up to 60 months APR as low as 11.34% ($26.01 payment per $1,000 borrowed, 48 Months). Typical credit limit: Up to $35,000.00. Loan terms: Maximum Term Available for signature loans: 60 Months.