The BEFCOR is a business loan from BEFCOR. The ongoing APR is Fixed interest rates for the full term of the loan. Typical credit limit: Amounts range from $25,000 - $5,000,000. Some businesses may qualify for up to $5,500,000. Loan terms: Terms of 10, 20, or 25 years. Loans amortize over term – no balloons or rate resets.