The Bragg Mutual FCU is a auto loan from Bragg Mutual FCU. The ongoing APR is New: as low as 3.79% (0-36 months) to 5.50% (73-84 months); Used: as low as 3.99% (0-36 months) to 5.75% (61-72 months); rates effective as of 10/2/2025. Loan terms: Terms Up to 84 Months for New Vehicles; Terms Up to 72 Months for Used Vehicles.