The Border Federal Credit Union is a home equity loan from Border Federal Credit Union. The ongoing APR is 6.00% - 10.00% (60 Months); 6.50% - 12.25% (120 Months); 7.05% - 13.75% (180 Months); 8.00% - 15.25% (240 Months); Second Lien priced at 1.00% APR* over the stated rate; Effective october 1, 2026. Typical credit limit: Any Amount (60 Months); $20,000 & Up (120, 180 Months); $100,000 & Up (240 Months). Loan terms: 60 to 240 Months.