The Basile State Bank is a personal credit card from Basile State Bank. Application typically pulls a hard report from TransUnion. The annual fee is Annual Membership Fee $390. The ongoing APR is 19.24% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026). Signup bonus: Earn 50,000 bonus points (worth up to $500) when you spend $4,500 within the first 90 days. Rewards: 6X points on prepaid travel booked directly in the Travel Center when you use your card; 2X points on all other eligible purchases.