The Atomic Credit Union is a auto loan from Atomic Credit Union. The ongoing APR is Motorcycles: Minimum Rate 9.50%, APR 9.88%; Recreational - Up to 72 Months: Minimum Rate 7.99%, APR 8.36%; Recreational - 72 to 120 Months: Minimum Rate 8.99%, APR 9.21%. Loan terms: Motorcycles Maximum Term 72; Recreational up to 72 Months Maximum Term 72; Recreational 72 to 120 Months Maximum Term 120.