The African Development Center is a business loan from African Development Center. Typical credit limit: Exposure up to $10,000 or less can be approved internally by ADC Internal loan committee if the risk is acceptable; exposure up to $50,000 is categorized as Microloans; up to $350,000 as Small Business Loans; over $350,000 as Large Loans. Loan terms: Fixed interest rate / ROI, monthly repayment for up to 5 years or more; real estate loans generally have at least 10-year term.