The Albany Community Together, Inc. is a business loan from Albany Community Together, Inc.. Typical credit limit: Loans up to $10,000 based on accelerated steps: step one up to $2,000; step two up to $3,000; step three up to $5,000; step four up to $10,000. Loan terms: Step one maximum of one year; step two repayable in one year; step three repayable in 24 months; step four repayable in 36 months.