The BANKPLUS is a business credit card from BANKPLUS. The annual fee is Annual Fee NONE. The ongoing APR is 14.40% for purchases (APR will vary based on the Prime Rate). Signup bonus: New cardholders can earn 10,000 bonus points by spending $5,000 in the first 90 days. Rewards: Earn 1.5 points per dollar on eligible purchases through uChoose Rewards, plus bonus points at participating retailers; redeem for cash back, travel, merchandise, gift cards.