The Ascentra Credit Union is a auto loan from Ascentra Credit Union. The ongoing APR is 24-60 months (2024-2026) 4.74% APR; 72 months (2023-2026) 4.99 - 5.24% APR; 84 months (2025-2026) 5.24% APR; 24-60 months (2022-2023) 4.99 - 5.24% APR; 24-48 months (2019-2021) 5.49 - 5.74% APR; 24-48 months (2017-2018) 6.24 - 6.49% APR (Annual Percentage Rate as low as). Loan terms: Terms available up to 84 months for lower monthly payments.