The Appalachian Community Federal Credit Union is a auto loan from Appalachian Community Federal Credit Union. The ongoing APR is New Motorcycles (2027, 2026 & 2025): As low as 7.00%; Used Motorcycles (7 years old or newer): As low as 7.25%; Used Motorcycles (8-15 years old): As low as 7.75% (Rates effective as of 10/18/2026). Loan terms: 6 - 84 months (6 - 72 months for used 8-15 years old).