Second Mortgages (fixed rate) — Alternatives Federal Credit Union

Second Mortgages (fixed rate) — Alternatives Federal Credit Union is a home equity loan from Alternatives Federal Credit Union. The ongoing APR is 90% Fixed Rate: fixed at 7%; 80% Fixed Rate: fixed at 6.5%. Loan terms: 10 or 15 years.

Other Alternatives Federal Credit Union cards & products

• Home Equity Line of Credit (HELOC) — Home Equity Line of Credit
• Back on Track Loan — Personal Loan
• Business Equipment Loan — Business Loan
• Line of Credit — Business Line of Credit
• Working Capital Loan — Business Loan
• Auto Loans (autos and motorcycles) — Auto Loan
• Boats and RVs loans — Auto Loan
• Adjustable Rate Mortgages (5/5) — Mortgage

Sources & citations

• Apply link: https://www.alternatives.org/loans/personal/home-loans/
• Lender name, Issuer: https://www.alternatives.org/
• Loan terms, APR, Product name, Product type, Other conditions, How to apply: https://www.alternatives.org/rates/
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/23283
• Where it's offered: https://www.alternatives.org/loans/business/apply-for-a-business-loan/ (checked 2026-10-19)