The Avenir Financial Federal Credit Union is a auto loan from Avenir Financial Federal Credit Union. The ongoing APR is New (2025 and newer) fixed APR as low as: up to 36 months 3.99%, up to 48 months 4.75%, up to 60 months 4.85%, 61 to 76 months 4.99%, 77 to 84 months 5.99%; used (2024 and older): up to 36 months 4.99%, up to 48 months 5.25%, up to 60 months 5.50%, 61 to 76 months 5.75%, 77 to 84 months 6.25% (effective October 1, 2026). Loan terms: Terms from 36 to 84 months.