The Access to Capital for Entrepreneurs, Inc. is a business loan from Access to Capital for Entrepreneurs, Inc.. The ongoing APR is Starting at 12.00% Fixed (rates may vary based on credit qualifications) (As low as prime + 1.75% fixed for Commercial Real Estate only). Typical credit limit: Up to $1,000,000 (minimum loan amount $50,001). Loan terms: Up to 84-months (Monthly P&I).