The Accessity is a business loan from Accessity. The ongoing APR is 8.99% – 14.99% fixed, simple interest (1% discount for veterans and active-duty military). Approval typically requires a credit score of For most loan products, the required minimum credit score ranges between 550 and 640, depending on the loan amount and product or higher. Typical credit limit: From $25,001 to $250,000. Loan terms: Terms from 12 – 84 months. This product reports activity to your personal credit report.