Visa Classic — Zeal Credit Union

Visa Classic — Zeal Credit Union is a personal credit card from Zeal Credit Union. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is Visa Classic – Variable as low as 12.75% APR; Visa Classic – Fixed as low as 11.90% APR. Rates valid as of September 18, 2026. Variable Rate Information based on Wall Street Journal Prime Rate.. Typical credit limit: Up to $4,999. This product reports activity to your personal credit report.

Other Zeal Credit Union cards & products

• Need It Loan — Personal Loan
• Visa Platinum — Personal Credit Card
• Classic Car Auto Loans — Auto Loan
• RV, Boat, & Motorsport Loans — Auto Loan
• Commercial Real Estate Loans — Business Loan
• Equipment & Vehicle Financing — Business Loan
• New & Used Auto Loans — Auto Loan
• Home Equity Line of Credit (HELOC) — Home Equity Line of Credit

Sources & citations

• Apply link, Annual fee, Issuer, Product name, Product type, Credit limit / amount, Personal guarantee, Reports to personal credit, How to apply: https://www.zealcu.org/visa-comparison/
• Lender name: https://www.zealcu.org/
• APR, Where it's offered, Other conditions: https://www.zealcu.org/rates/ (checked 2026-10-19)
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/62426
• Credit bureau: https://wallethub.com/profile/zeal-credit-union-13312136i (checked 2026-10-23)