The Vermont Community Loan Fund is a business loan from Vermont Community Loan Fund. The ongoing APR is Fixed interest rates start at 3% and vary according to project focus, potential for social impact and the strength of your application.. Typical credit limit: The maximum loan amount for our agritourism loan is $50,000.. Loan terms: Terms range from several months to 20 years, are project-specific and based on the project need and strength of the proposal..