The Ventures is a business loan from Ventures. The ongoing APR is Interest rates on all of our loans start at 7.25% for a first-time loan. If a loan is paid in full and on time, interest rates for subsequent loans decrease by .25%.. Typical credit limit: Amount: $500 - $3,500. Startup small businesses can apply for up to $2,000, while small businesses that have been in business and making sales for at least a year can apply for up to $3,500. Loan terms: Terms depend on the size of the loan.