The Ventana Fund is a business loan from Ventana Fund. The ongoing APR is 5.35% base rate year one; 3.58% - 5.85% per annum for years two through four; interest rate increases 1.0% in the fifth year of the loan. Typical credit limit: Maximum Loan Amount: $2,000,000, higher amounts at discretion of the Board. Loan terms: Maximum Loan Term: Up to 60 months (five years); loans may be interest only for up to 1 year; monthly principal and interest payments for the balance of the term according to an amortization not to exceed 30 years.