The Trust Federal Credit Union is a personal credit card from Trust Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is After the intro period, 17.49% to 28.49% based on your creditworthiness; variable, based on the Prime Rate after a 0% introductory APR for the first 21 billing cycles on purchases and balance transfers introductory rate. Rewards: 4% cash back on prepaid travel booked in the Travel Center; $15 annual statement credit after purchases for 11 consecutive months.