The Wauna Credit Union is a personal credit card from Wauna Credit Union. The annual fee is $0. The ongoing APR is As low as 12.65% (Revolving), rates effective as of 9/18/2026 after a 2.99% Intro rate for 6 months introductory rate for 6 months. Rewards: Earn Merchandise and Travel Rewards. This product reports activity to your personal credit report.