The Veridian Credit Union is a business credit card from Veridian Credit Union. The annual fee is No annual fee. The ongoing APR is Rate is determined by adding 7% to the Federal Reserve's Prime Rate as published under "Money Rates" in The Wall Street Journal. Maximum APR is 18%.. Rewards: 1 point per $1 spent on purchases, 60-month expiration date, max of 400,000 points per year per membership; reward types are gift certificates, direct travel booking and cash back.