The Vantage West Credit Union is a personal loan from Vantage West Credit Union. The ongoing APR is 36 Months 10.49%; 48 Months 11.25%; 60 Months 11.95%; 72 Months 12.75%; 84 Months 13.75% APR (accurate as of 10/02/2026, best rates). Loan terms: Flexible terms up to 84 months.